Life Insurance
Term Insurance
This type of insurance pays out on the diagnosis of a fatal illness or death. The money is usually paid out tax-free.
Dual-income couples need this type of insurance policy to prevent them suffering a major financial blow should one partner die.
Critical Illness Insurance
This type of insurance pays out on the diagnosis of certain specified critical illnesses. Most policies will pay out following heart disease, a stroke, renal failure, cancer, paralysis, or a major organ transplant and coronary artery bypass surgery. The money is usually paid out in a lump sum and is tax-free.
Single people need critical illness insurance to prevent them becoming dependent on friends and family in the event of a critical illness and dual-income couples need it to prevent them suffering a financial blow should one partner have to stop work due to a critical illness. Via Central Property & Finance Ltd we can offer competitive quotations from a number of insurers.
These policies are not saving plans so if you cancel your policy you will not get your money back. The different insurance companies do not cover all serious illness.
Term & Critical Illness Insurance:
The above insurance products can be combined and taken as one insurance policy if required.
If you require quotations, illustrations or more details for any of the above products, please phone or e-mail one of our qualified mortgage advisors who will discuss your needs in more detail and advice you accordingly.
Alternatively complete an on-line enquiry form as fully as possible and forward it to the offices of Central Finance & Property Ltd.
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